New Year's Day Freebies: White Castle, Smokey Bones &

Head on over to Smokey Bones with these printable coupons to get a FREE Appetizer and a FREE Pint of Domestic Draft Beer. Click HERE and HERE.

Stop by White Castle with his printable coupon to get a free Small Coffee. Click HERE

If you live in Greater Cincinnati and Northern Kentucky, be sure to stop by Chick-fil-A on New Year’s Day between 10:30 a.m. and 4 p.m. for a free Chicken Sandwich. No purchase necessary. Click HERE.


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

FREE $17 ConAgra Foods Coupon Booklet!

Click HERE to request a $17 coupon booklet from ConAgra Foods! Allow 6-8 weeks for delivery.


Also, don’t forget about the ConAgra $25 Rebate Booklet HERE.


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Target: $0.75 Axe Body Wash & $0.70 Special K

Target is currently running a $5 Target gift card promotion. You get a $5 gift card when you purchase 2 Axe Body Wash Gift Sets! Make sure to scan the gift sets to see if they are in fact part of the $5 gift card promotion at your local Target. The gift sets are also on sale for $5 each. So to get he deal

Buy 2 packs of Axe Body Wash Gift Sets $5 each
Total=$10
Use 2 $1/1 coupons from HERE
Pay $8
Get back a $5 Target gift card
Final cost $3 for 2 gift sets! Each gift set contains 2 body washes, so just $0.75 per body wash!





Special K

Target currently has select varieties of Special K cereal on sale for just $2.39!
Buy 2 boxes of Kellogg’s Special K cereal $2.39 each=$4.78
Use the buy one get one free coupon HERE (will deduct $2.39)
Plus, use the $1/1 Special K coupon HERE (for the one you’re not getting free)
Final cost ONLY $0.70 per box!


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Free Dora Game Download ($19.95 Value)

Click HERE to download a free Dora the Explorer game when you register to receive updates on Nickelodeon Video downloads and other Nick, Jr. offers. Once you sign up you will get an email with a code that allows you to redeem the game.


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Kohl's Blockbuster Deal: Kohl's Hand Towels $0.94

Kohl’s has 2 different Christmas Kitchen Hand Towels priced at just $1.19 each–down from $5.99! As if that wasn't a great deal already, you can use coupon code Extra20 to get an additional 20% off and you can stack that coupon code with the code NOCHARGE to score FREE shipping! Final cost ONLY $0.94 per towel (+ tax) shipped! Click on the word Kohl's to get started

Healthy Choice Coupons: $5/5 A Great Deal

Healthy Choice just released a hot value coupon! Click HERE and then scroll down and click on the Get Your Coupon link. You will then be redirected to a new page advertising a $5 off any 5 Healthy Choice Frozen Meal coupon!

You can print this coupon twice.


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Free 4GB SD Card or USB Jumpdrive

You can not beat this price! Your choice: A free 4GB SDHC Card or a 4GB Jumpdrive from Micro Center for signing up to be a CENTERewards Member. Please see store or their website for additional details. Click on the photo to go to the site.

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Barnes and Noble Deal: Get Up to 90% Off Textbooks, plus 10 free music downloads per book

Before you buy books at the college bookstore, check out the deals at Barnes and Noble. They have used textbooks with savings of up to 90% off.

In addition to the huge savings, you get free shipping on all textbooks and 10 free music downloads.


Click HERE to get started finding your books.


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Get Lysol Coupons

Sign up HERE to get Lysol coupons. 


Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Free Nestle Crunch Bars

Nestle Crunch is giving away 1,000 candy bars every day. Become a Facebook Fan of Nestle Crunch to participate. !

Click HERE to become a fan.

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Boston Market - $1.00/1 Per Person Price Per Family Meal

Boston Market has just released a high value coupon. You can now get $1.00/1 per person price per family meal. Click HERE to get the coupon.

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

New Red Box Free Movie Rental

A new code is available to get a FREE one-night Redbox Movie. The code is ACME25.


Remember to return the movie before the due time to avoid additional charges. You can use this code once per transaction per credit card. If you would like more than one FREE rental, make separate transactions with different credit/debit cards!

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Family Fun & Taste of Home Magazine for $2.25/Yr

You can pick up a couple of magazines for one year for only $2.25 each right now.



Family Fun

Taste of Home

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Eat America Releases High Value Coupons

EatBetterAmerica.com has lots of new coupons available–including a $1/1 Cheerios coupon and $1 off any Flavor Yoplait Frozen Smoothie coupon!

Here’s a list of all the coupons available:

$1 off Original Cheerios Cereal
$1 off any Flavor Yoplait Frozen Smoothie
$1 off One bag any flavor Nature Valley Granola Nut Clusters
$1 off two any flavor/variety Muir Glen products
$1 off any flavor Yoplait Delights Yogurt Multipack

$1 off Yoplait Fiber One Yogurt Multipacks
$1 off 2 Original Cheerios, Honey Nut Cheerios,Berry Burst Cheerios,Frosted Cheerios, Fruity Cheerios, MultiGrain Cheerios, Apple Cinnamon Cheerios, Yogurt Burst Cheerios, Cheerios Crunch, Banana Nut Cheerios, Chocolate Cheerios cereal
$1 off 2 40 OZ. or larger Original Bisquick OR Bisquick Heart Smart Baking Mix
$1 off 8 any variety Yoplait Yogurt cups (Includes Original, Light, Thick & Creamy, or Whips! or any flavor Yoplait Original OR Light Smoothie
$1 off 3 any variety Green Giant Frozen Boxed Vegetables
1 off 3 any flavor Progresso Soups

$1 off 2 bags any variety 19 oz – 24 oz only Green Giant Frozen Bagged Vegetables
$1 off 2 boxes any flavor/variety Nature Valley Granola Bars
$1 off 2 any variety Green Giant Just for One vegetables
$1 off 2 any variety Green Giant Valley Fresh Steamers frozen vegetables
$1 off 2 any flavor/variety Fiber One Box Muffin Mixes

$1 off Fiber One Original, Fiber One Honey Clusters, Fiber One Raisin Bran Clusters, Fiber One Caramel Delight, Fiber One Frosted Shredded Wheat cereal

$1 off 2 boxes any flavor Fiber One Chewy Bars OR Fiber One 90 Calorie Chewy Bars

Want to keep up with the free stuff, coupons, and ways to save money? Subscribe NOW it's free!

Savings.com: A great forum for coupons and deals

For those of you looking to find the best deals or coupons, be sure to check out Savings.com. I recently learned about this forum and was really excited to know there was yet another money saving forum out there. I take saving money very seriously so I was very impressed to see the depth of coupons and deals available on this site especially for restaurants and clothing which are my top two categories that I need to save money in.  

There are coupons for more than 4000 retailers on the site and deals in every category from apparel and clothing to restaurants and fast foods to home and garden including retailers such as Nordstrom, Nautica, Simply Audiobooks and 24 hour Fitness. Sign up was free and it was pretty fast to join.

But what I really liked about this site is that the content is user generated and the deals and coupons are submitted by users and voted on so that you know if a deal is good or not which saves you a lot of time. I would encourage you to check the site out because I'm pretty comfortable that if there is a coupon or deal for a particular retailer that exists this site would have it.


To learn more about Savings.com and see what they have in terms of free online coupons go to:
http://www.savings.com/

To see what coupons and deals Savings.com has available for Restaurants, go to
http://www.savings.com/c-Restaurant-coupons.html

To see what coupons and deals Savings.com has available for Apparel go to
http://www.savings.com/c-Apparel-coupons.html

2 Research Studies both paying $175

20/20 Research is conducting a survey and look for Food service and restaurant industry decision makers needed for online study Jan 11-14. They are paying $175. Click HERE to see if you qualify

Focus Forward is currently recruiting men and women to participate in a paid 5-day online bulletin board scheduled to begin on Monday, January 11th and ending on Friday, January 15th. Participation would require you to log in twice each day. Compensation for the 5-day online bulletin board is $175. Click HERE to see if you qualify. If you appear to qualify based on your answers, a Focus Forward representative will contact you with additional questions.

To get the latest information about surveys, coupons, freebies and sound advice on surviving the recession sign up for the daily email by clicking HERE.

Free Box of Checks! Just Pay $2.75 for Shipping

Click HERE to go to Bradford Exchange. Use code 30603XBL to get one free box of checks. It will cost you  $2.75 for shipping, which is still a good price.

NOTE: This site is notorious for trying to upsell you so make sure you decline all other offers and read everything on the screen so you aren't charged for something you accidentally opted in to.

Free Christian book downloads: Pure Pleasure, Prayers Of An Excellent Wife, and Water Of The Word

Click HERE to download Prayers of An Excellent Wife and Water of the Word.



Click HERE to download a free copy of Gary Thomas' new book, Pure Pleasure.

Hot Coupons: Leap Frog Coupons

Coupons.com has some hot value coupons for its Leap products right now. They include:

$4/1 Tag Book

$2/1 Tag Jr. Book
$5/1 Leapster Game

Click HERE to get them now.

Little Caesar's: Crazy Combo $1.99

Little Caesar has its Crazy Combo on sale for $1.99 with this downloadable coupon. Get the coupon HERE. Expires Jan. 31, 2010.

Hot Coupon Alert: Tyson Foods

Click HERE to get some new printable coupons for Tyson Products


* $0.50/1 Refrigerated Grilled & Ready Product

* $0.75/1 Heat-and-Eat Entree

* $1.00/1 Frozen Grilled & Ready Product

Free Pregnancy Journal

Click HERE to request a free pregnancy journal from PreNexa Prenatal Vitamins.

Hot Deal: Kohl's Sleep Bag Pajamas only $3.20 plus free shipping!

Kohl's is having an amazing year end clearance deal. One of their best deals is the Carter’s Fleece Sleep Bag pajamas for little babies. They are marked down to just $4 (originally $20)! Plus, you can use coupon code Extra20 to get an additional 20% off and you can stack that coupon code with the code NOCHARGE to score FREE shipping! Final cost ONLY $3.20 (+ tax) shipped!



These would make adorable baby shower gifts!

Click on the word Kohl's to get started

20/20 Research Study: Looking for Teen Girls

20/20 Research still has spots open for teen girls for 2-day online study during the 1st week of Jan. The study pays $60. If you have a daughter or know of someone, this is a great way for them to make money.  Click HERE to see if they qualify.

$1/1 Weight Watcher's Bakery Coupon .

There's a new high value coupon for Weight Watchers Sweet Bakery Item.  Click HERE to get $1/1 coupon.

Free Advertising on My Space and Facebook

Right now, you can advertise for free on Facebook and MySpace:


◦MySpace is offering a free $50 advertising credit with no future purchase obligations. Read the details of this offer HERE. Thanks Moms by Heart!

◦You can also get a free $50 advertising credit for Facebook. Click HERE to get this coupon code. Thanks KC Penny Pinching Mom

Want to keep up with the sound advice, free stuff, coupons, and ways to save money? Subscribe now, it's free!

CVS: FREE Dawn Hand Renewal With Olay!

You can get Dawn Hand Renewal with Olay for free this week at CVS. It's on sale for 0.99 this week. I fyou have the Home Made Simple coupon booklet on hand, you can use the $1/1 coupon available in the Homemade simple coupon booklet and get it for free.

If you don't have the coupon booklet, you can still get it for $0.49 by using the $0.50/1 coupon from the 12/27Proctor & Gamble Insert or with the printable coupon HERE.

Campbell’s Kitchen: $15 in Printable Coupons

Print out $15 in coupons from Campbell’s Kitchen. You’ll find great coupons for Campbell’s Cooking Soups, French’s French Fried Onions, Campbell’s Chunky Soups, V8 V-Fusion Juice (a favorite of mine!) and Pepperidge Farm Frozen Breads. Click HERE to get coupons.

Ways To Survive the Recession and Create A Financial Blueprint: Interview with Author Gail Perry Mason

Should you date someone whose weight is higher than their credit score? Why in Japan when a child is born do they start a trust fund for that child’s grandchild? These and other financial issues are discussed and explored in my recent interview with Gail Perry Mason, co-author of Girl, Make Your Money Grow. In the interview, Gail dishes on what you need to do to get ahead in your finances and how you can survive the recession.


Gail is one of the pre-eminent personal finance and investment experts in the country. She is on my personal Board of Advisors and one of my go to people for personal wealth advice. Because she is a personal friend of mine, she was willing to take some time out to provide some real talk and financial advice on how to get your finances in order and how you can succeed at investing.

Gail’s book has been featured on Oprah and she speaks at numerous events across the country.

In this interview, you’ll learn:

*The importance of creating a spending plan and how to create a blueprint for your finances

*Why you can’t afford not to invest

*How to make your money work for you

*How to run your home in a for profit manner

*Why everyone needs a Board of Advisors and who should be on it

*The importance of raising trust fund babies

and so much more!!!



Check out the interview here:

http://www.blogtalkradio.com/1yearmillionaires/2009/12/07/what-lessons-have-you-learned-since-you-started-th

Also, don’t forget to check out Gail’s book: Girl, Make Your Money Grow: I highly recommend it.

Free Cheerios Cereal Coupons

Click HERE to sign up for the Cheerios website. Everyone who signs up will receive four $1 off one Cheerios cereal coupon via email. When you sign up to get these coupons you will be enetered to win a coupon for a free box of Cheerios cereal. There will be over 50,000 winners.

Leapfrog Giving Away 10 Leapsters

Leapfrog is giving away 10 Leapster2 handhelds to Facebook fans if they reach 5000 fans by the 1st of the year. They are really close, and only need 357 more fans! Click HERE to join.

Naked Juice Rebate Buy 10 Get $10 & More Great Coupons

You can print a new rebate form on Red Plum for Naked Juice. The rebate states that if you purchase 10 Naked Juice (15.2 oz-32oz) that you can receive $10 back. It starts beginning January 3rd.

There is a current coupon on Red Plum right now which expires 12/31 so print it now so that you will have them to use during the rebate period since there is no guarantee it will be available during that period. .

Click HERE to get the coupon and the rebate.

Target: Glad Force Flex only $3.99

Get a great deal on Glad Force Flex trashbags. You can get them for $3.99. Here's how:

Here's a great deal on the Glad ForceFlex Trash bags at Target.




Glad ForceFlex Trash Bags – $5.99

$1/1 Target coupon from the 12/6 Red Plum insert or the $1/1 Target printable HERE

Plus, $1/1 printable HERE

= $3.99

Free Sample Aveda Infusion Product

Take the coupon HERE to any participating Aveda salon and receive a three-piece sample pack of Smooth Infusion Shampoo, Conditioner and Style-Prep Smoother. Coupon expires December 31, 2009.

Minding Your Money: Never Trust Statements Sent To You

I wonder how much money the average person loses from not reading their bills, bank statements and a whole litany of other financial instruments and invoices. Over the last 2 years along, I have uncovered no less than 7 mistakes that could have amounted to me pay more than $1000 erroneously from overbillings and mistakes had I not taken the opportunity to really scrutinize my bills and financial statements. Below are just an example of a few of those mistakes.



1. Bank Statements. Believe it or not, I had a bank submit the same check twice six months apart. Because I am meticulous about reviewing my financial statements, I found it odd that a check I wrote to my nephew as a graduation present in May was clearing in November. What was more odd, I was convinced he, like any youngster, wouldn’t sit on it that long. When I reviewed my financial statements from May and June, I saw that the same check had already cleared in May. My bank did an investigation and found that too be the case and refunded me the money. However, this lesson disturbed me because I had no idea why any bank would present for payment the same check twice and it made me wonder how often this must happen. The amount of the check: $100

2. Hospital Statements. A few months ago, I received a bill from the hospital for $625 for lab work. The way the bill was written it appeared that this was the amount I owed after my insurance payment. I almost paid the bill but after a more careful review, I noticed a statement in the bill that actually referenced that I had no insurance. When I called the hospital, I learned the bill was never submitted to my insurance company because someone had failed to attach the copy of the insurance to the record although they had it in their system. Savings: $625.

3. Doctor’s Statements. Last week, I received a bill from my children’s pediatrician. In reviewing the bill, I saw the charges related to fees incurred in December and January. Once again, I almost paid the bill but then I began to think it odd that I’m just now receiving a bill for the charges. Upon calling the pediatrician, the assistant informed me that we had no outstanding bill and they hadn’t sent us a bill. Their records, in fact, showed we were all paid up. Savings: $45.

While the items above only provide a few examples, it’s important to note that this can happen with any of your bills or financial statements and I have seen this was increasing frequency over the last two years in my own situation. As such, I think the following can be of assistance in making sure you don’t overpay due to such mistakes or errors.

1. Read your bills and financial statements carefully. I know this sounds like a given but I’m amazed at how quickly many people review their bills and financial statements. Try to make sure that every item is accounted for and that every check cleared was correct. You will be surprised how often banks clear checks and deduct the wrong amount from your account (ex: I’ve had checks that I wrote for $50 once clear and $60 was removed from my account). It’s important that you do t his because you have only a limited amount of time to correct changes with respect to banks and credit card companies. Also reviewing your statements carefully, will also allow you to uncover fraudulent charges as well.

2. Keep Records for At Least Two Years Or Longer. I advocate keeping copies of your financial statements and bills for at least two years. This way you can have these records easily at hand if you need them. If I had not kept copies of my bank statements, I would have had to pay money to get another copy to show that the bank presented the same check to me twice. Because I had the records on hand, I was able to produce that information to the bank when I met with them.

3. Don’t assume. Never assume that the bills you receive whether from a doctor’s office, a hospital, a credit card company or even your gas bill is accurate. Scrutiinize it for accuracy and mistakes.

In the end, it’s important that you do a careful review of your bills and financial statements. It may take more time, but in the end you could end up saving a good deal of money from overpaying and mistakes and errors.

Free Kickin Berries Sample from Acai Drink Mix

Click HERE to sign up to receive a free sample of Kickin Berries from Acai Drink Mix.

$10 off $40 coupon for Bath& Body

Click HERE to print a coupon for $10 off $40 purchase from Bath & Body Works.

Sparkling Juice Coupon

Click HERE to get a coupon for Welch's Sparkling Juice Coupon.

Save-a-Lot Coupon Booklet

Click HERE to sign up to receive $15 in coupon savings on Procter & Gamble brands.

Click HERE to print this new printable coupon for Gap. It expires 1/30/2010.


If you prefer to shop online just use coupon code: GAP20 at checkout. Make sure and shop through Mr. Rebates where you will get an additional 3% cash back!  Click HERE to sign up for Mr. Rebates to get the additional 3% cash back.

Aeropostle: Get $10 off $40 coupon

Aeropostale has a coupon for $1o off your purchase of $40 that you can print HERE. Pair this with all the after Christmas sales to get a great deal. Expires January 04, 2010.  Scroll to bottom of the page.

Free Weekender Beauty Kit

Click HERE to get a free Weekender Beauty Kit from Become.

Amazon End of Year Clearance Sale

Amazon is having a year end clearance sale of up to 70% off. To see what they have, click HERE

Little Caesar's Pizza $3.99 Saturday and Sunday only!

Click HERE to print a coupon for a Large Hot N Ready Pepperoni Pizza at Little Caesars for just $3.99! Valid 12/26 and 12/27 only.

Free Book From Random House & Crown Publishing

As part of it's "Read It Forward" Program, Random House and The Crown Publishing Group are offering a free book. You can choose one book from three available. This offer is available while supplies last. Here are the books available and the excerpt available.


The books available are Breaking out of Bedham, Prima Donna or True Confections.

Click HERE to request your free book.

Amazon: Stainless Steel Water Bottles $4

Amazon has stainless steel water bottles for $3.99. They only have gold or turquoise. Click HERE.

Amazon: 50% Off DVD & Blu Ray Combos

Amazon is running an amazing deal. It has its Disney Blu Ray & Standard DVD combos 50% off! This includes Up as well as the following:
 
 
Santa Buddies (Two-Disc Blu-ray/DVD Combo) [Blu-ray]



Snow White and the Seven Dwarfs (Two-Disc Blu-ray/DVD Combo + BD Live w/ Blu-ray packaging) [Blu-ray]


Tinker Bell and the Lost Treasure (Two Disc Edition w/ Standard DVD) [Blu-ray]

3 Free Videos on Demand From Amazon

Amazon on Demand has 3 free movies from its on demand services.



Click HERE for March of the Wooden Soliders (with Laurel and Hardy)



Click HERE for Plan 9 from Outer Space



Click HERE for Scrooge

Hot Deal: Fisher Price Little People Open and Close SUV only $6.99 (Orig. $17.99)

Amazon is continuing the great deals on its toys! This is a great deal on Fisher Price Little People Open and Close SUV.

Free Galaxy Granola

Click HERE to request a free sample of Galaxy Granola.

Happy Holidays

Happy Holidays to you and your family.


We will post again on December 26, 2009/

$20 Discover Gift Card Winner: Announcement

Congratulation to Theresa Rose who won our contest giveaway! Check back next month as we will begin a monthly giveaway.

SAVE $500-$750 A YEAR!

My fellow Millionaire Journey Partner Tina Fortune (check out http://www.sparkwisdom.com/)  always talks about making sure that instead of scrimping and scramping to save a dollar that your energy is better spent seeking out BIG Financial WINS! In that spirit, I would like to tell you about the Magic Jack. It is a Vocie Over IP systems that uses an USB cord the plugs into your computer that works with any landline telephone. You are assigned a number according to your area (or another one you choose).

With the Magicjack you can save an enormous amount of money on your phone bill over the course of a year. It is one of the easiest financial wins you can make. So if you're still using a landline and would like to save $500-$750 a year, then dump your phone service and sign up for the Magic Jack. Check out Tina's video below telling you how. You can also sign up for the Magic Jack by clicking HERE

MagicJack - 100% risk free VOIP phone. Try before you buy! Click Here

Free Arm & Hammer Advance White Toothpaste sample

You can get a free sample of Arm & Hammer Advance White Toothpaste by typing in   www.ahcleanfeeling.com to your internet browser. You will get a form to fill out for a free sample. You will need to use a different email address if you signed up for the sample through the old link which was available a few months ago.

Free Huggies Pull-Up sample

Request a free sample of Huggies Pull-Ups HERE.